:root{
  --ink:#172033;
  --muted:#667085;
  --brand:#1746a2;
  --brand2:#0f766e;
  --soft:#f4f7fb;
  --card:#ffffff;
  --line:#dfe5ee;
  --accent:#e9f7f4;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.container{width:min(1120px,92%);margin:0 auto}
.noticebar{background:#10213f;color:#fff;font-size:13px}
.noticebar .container{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:9px 0}
.noticebar a{text-decoration:underline;text-underline-offset:3px}
.site-header{border-bottom:1px solid var(--line);background:rgba(255,255,255,.97);position:sticky;top:0;z-index:20}
.navwrap{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;letter-spacing:-.02em}
.brandmark{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;color:#fff;background:linear-gradient(135deg,var(--brand),var(--brand2));font-size:14px;font-weight:900}
.nav{display:flex;gap:22px;align-items:center;font-size:14px;font-weight:700;color:#334155}
.nav a:hover{color:var(--brand)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:12px 17px;font-weight:800;border:1px solid transparent;transition:.2s ease}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{filter:brightness(.94)}
.btn-secondary{border-color:var(--line);background:#fff;color:var(--ink)}
.hero{padding:76px 0 58px;background:linear-gradient(180deg,#f8fbff 0,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.eyebrow{display:inline-flex;padding:7px 11px;border:1px solid #cfe0f7;background:#edf5ff;border-radius:999px;color:#12478e;font-weight:800;font-size:12px;letter-spacing:.03em;text-transform:uppercase}
h1{font-size:clamp(40px,5vw,66px);line-height:1.02;letter-spacing:-.05em;margin:18px 0 20px}
.hero p{font-size:18px;color:var(--muted);max-width:690px;margin:0 0 26px}
.actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.smallnote{font-size:12px;color:var(--muted);margin-top:13px}
.compare-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 22px 60px rgba(22,41,80,.10)}
.compare-card h2{margin:0 0 8px;font-size:24px;letter-spacing:-.03em}
.compare-card p{font-size:14px;margin:0 0 18px}
.checklist{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.checklist li{padding:12px 13px 12px 42px;border:1px solid var(--line);border-radius:13px;background:#fbfcfe;position:relative;font-weight:700;font-size:14px}
.checklist li:before{content:"✓";position:absolute;left:14px;top:10px;width:20px;height:20px;border-radius:50%;background:var(--accent);color:var(--brand2);display:grid;place-items:center;font-size:12px;font-weight:900}
.section{padding:66px 0}
.section.alt{background:var(--soft)}
.section-head{max-width:740px;margin-bottom:30px}
.section-head h2{font-size:clamp(30px,4vw,44px);line-height:1.1;letter-spacing:-.04em;margin:0 0 12px}
.section-head p{margin:0;color:var(--muted);font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tile{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff}
.tile .num{width:40px;height:40px;border-radius:12px;background:#edf5ff;color:var(--brand);display:grid;place-items:center;font-weight:900;margin-bottom:16px}
.tile h3{margin:0 0 8px;font-size:19px}
.tile p{margin:0;color:var(--muted);font-size:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.panel{border:1px solid var(--line);border-radius:20px;padding:26px;background:#fff}
.panel h3{margin-top:0;font-size:22px;letter-spacing:-.02em}
.panel p,.panel li{color:var(--muted)}
.plain-list{padding-left:20px;margin-bottom:0}
.cta{background:#10213f;color:#fff;border-radius:24px;padding:34px;display:flex;justify-content:space-between;align-items:center;gap:24px}
.cta h2{margin:0 0 8px;font-size:30px;letter-spacing:-.03em}
.cta p{margin:0;color:#d7dfec;max-width:660px}
.cta .btn{background:#fff;color:#10213f;white-space:nowrap}
.faq{display:grid;gap:12px}
.faq details{border:1px solid var(--line);border-radius:14px;background:#fff;padding:15px 18px}
.faq summary{font-weight:800;cursor:pointer}
.faq p{color:var(--muted);margin:10px 0 0}
.footer{background:#0e1726;color:#fff;padding:44px 0 24px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}
.footer h3,.footer h4{margin-top:0}
.footer p,.footer a{color:#c9d3e1;font-size:14px}
.footer a:hover{color:#fff}
.fine{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;color:#9fb0c4;font-size:12px;line-height:1.6}
.legal-hero{padding:54px 0 28px;background:var(--soft)}
.legal-hero h1{font-size:42px;margin:0 0 8px}
.legal-hero p{color:var(--muted);margin:0}
.legal{padding:34px 0 66px}
.legal-card{max-width:850px;border:1px solid var(--line);border-radius:20px;padding:30px;background:#fff}
.legal-card h2{margin-top:30px;font-size:21px}
.legal-card h2:first-child{margin-top:0}
.legal-card p,.legal-card li{color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:1fr .85fr;gap:24px}
.contact-box{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff}
.contact-box h2{margin-top:0}
.phone{font-size:28px;font-weight:900;color:var(--brand);letter-spacing:-.02em}
.mobile-nav-note{display:none}
@media(max-width:820px){
  .nav{display:none}.mobile-nav-note{display:block;font-size:12px;color:var(--muted)}
  .noticebar .container{align-items:flex-start;flex-direction:column;gap:2px}
  .hero{padding:50px 0 42px}.hero-grid,.grid3,.split,.footer-grid,.contact-grid{grid-template-columns:1fr}
  .hero-grid{gap:28px}h1{font-size:42px}.section{padding:50px 0}.cta{align-items:flex-start;flex-direction:column}.navwrap{min-height:64px}
}